Question 1

What types of financial institutions can use Capitalium?

Accepted Answer

Capitalium is designed for investment fund managers (UCITS/AIF/DUIF), microcredit organizations (MKO), brokerage firms, and factoring companies. Each business type gets a specialized module on a single unified platform.

Question 2

Does Capitalium support IFRS 9 compliance?

Accepted Answer

Yes. Capitalium includes built-in IFRS 9 impairment staging, expected credit loss (ECL) calculations, and automated journal entries for full regulatory compliance on loans and receivables.

Question 3

How does Capitalium calculate NAV for investment funds?

Accepted Answer

Capitalium automates daily NAV calculation by aggregating portfolio valuations, accruing income and expenses, applying fund accounting rules, and generating official NAV reports — eliminating manual errors.

Question 4

Does Capitalium support multi-currency operations?

Accepted Answer

Yes. Capitalium fully supports multi-currency accounting with real-time exchange rates, automatic FX revaluation, and currency gain/loss reporting across all modules.

Question 5

Is Capitalium suitable for microcredit organizations (MKO)?

Accepted Answer

Yes. The loan management module is purpose-built for microcredit institutions covering the full credit lifecycle — from origination to collection — including restructuring, NPL classification, and provisioning per local regulatory requirements.

Question 6

What accounting method does Capitalium use?

Accepted Answer

Capitalium uses double-entry bookkeeping with a full general ledger, automated journal entries for every financial transaction, and built-in chart of accounts tailored to financial institutions.

Capitalium.